Profile

CMG Home Loans delivers the personal service of a local lender, leveraging the resources of a national brand. Currently operating in all 50 states and the District of Columbia, CMG Home Loans branches have earned over 1200 Zillow reviews praising reliable preapprovals, ease of transaction, on-time closings, and transparency and communication throughout the mortgage process.

Throughout the mortgage industry, CMG Home Loans is known for its innovation of product and continued investment in technology. From HomeFundIt, the down payment crowdfunding platform to the All In One Loan, the smarter way to borrow, CMG develops mortgage solutions that serve the needs of every borrower.

CMG Home Loans holds federal agency lending approvals with HUD, VA, RHS, GNMA, FNMA and FHLMC. CMG loan officers specialize in all new purchase and refinance mortgage needs and act as financial counselors to help borrowers make informed decisions.

YOUR FIRST HOME PURCHASE

Buying a home is big investment and an exciting milestone. Whether you are new to this or an experienced home buyer, you’re going to need some help. Working with a CMG Home Loans Loan Officer is the best way to facilitate a smooth transaction from contract to closing table.

HOME BUYERS GUIDE

From contract to closing table, our home buyer’s guide covers the entire process. Reference this guide as needed throughout the mortgage transaction. Our goal is to make you comfortable and informed. If you’d like the explore your home buying options, download our free home buyer’s guide.

Freddie Mac

BorrowSmart^SM Program

Get up to $1,250 toward your down payment or closing costs with the Freddie Mac BorrowSmart^SM Program.

Saving for a down payment is one of the biggest obstacles today’s first-time home buyers face. The Freddie Mac BorrowSmart Program helps to decrease those costs and make homeownership more accessible.

BorrowSmart Down Payment Program Highlights

• $1,250 for borrower(s) whose qualifying income is greater than 50% and less than or equal to 80% of the county AMI¹
• $1,000 for borrower(s) whose qualifying income is greater than 80% and less than or equal to 100% of the county AMI²

BorrowSmart Down Payment Program Requirements

• Primary residence purchase only
• Property must be located in a BorrowSmart-eligible state
• Borrower must complete pre-purchase counseling with a program-specific homeownership counselor (see loan officer for details)

The Freddie Mac BorrowSmart Program can give you extra purchasing power in today’s busy market.

Check your eligibility and see how much down payment or closing cost money you can receive.

If you would like to